Block
Our purpose is economic empowerment.
Remote

Lending Regulatory Counsel

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Employer Provided Salary: 208,400-299,500 Annually
Salary data is provided by the employer. Please note this is not a guarantee of compensation.

Company Description
Square builds common business tools in unconventional ways so more people can start, run, and grow their businesses. When Square started, it was difficult and expensive (or just plain impossible) for some businesses to take credit cards. Square made credit card payments possible for all by turning a mobile phone into a credit card reader. Since then Square has been building an entire business toolkit of both hardware and software products including Square Capital, Square Terminal, Square Payroll, and more. We're working to find new and better ways to help businesses succeed on their own terms-and we're looking for people like you to help shape tomorrow at Square.
Check out our locations, benefits, and more at cash.app/careers.
Job Description
Square is looking for a highly engaged candidate with a passion for all things consumer and commercial lending to join our legal organization.
You will, under the direction of the Global Lending Regulatory Counsel:

  • Provide legal and regulatory advice on our products to members of the Counsel team and business partners on consumer protection laws, including Reg E, Reg B, FCRA, MLA, SCRA, GLBA, UDAAP, and state lending licensing regulations
  • Support regulatory inquiries from the CFPB, FDIC, other federal regulatory authorities and bank partners
  • Advise on legal, regulatory, and industry requirements for consumer and commercial lending and related financial services activities
  • Summarize and analyze impact of new applicable rules and regulations
  • Identify risk areas and develop systems and procedures to manage and reduce them at a product-level and an enterprise-risk level
  • Balance risks and business reward


Qualifications
You Have:

  • 6+ years experience at a law firm (with lending advisory experience), financial services regulatory agency, bank partnership experience or inhouse experience
  • Experience with FinTech, lending and banking issues
  • Experience handling regulatory matters and have prior relationships with relevant regulators at the CFPB, FDIC, OCC, and other relevant state and federal agencies
  • High degree of comfort and fluency with computers and technology, and understanding of how technology is applied to business and regulatory problems
  • JD and an active membership and good standing with Bar of resident state and/or the California Bar or New York Bar


The interview process will include a phone screen with a recruiter and hiring manager and then a video interview with members on the legal team.
Qualifications
You Have:

  • 6+ years experience at a law firm (with lending advisory experience), financial services regulatory agency, bank partnership experience or inhouse experience
  • Experience with FinTech, lending and banking issues
  • Experience handling regulatory matters and have prior relationships with relevant regulators at the CFPB, FDIC, OCC, and other relevant state and federal agencies
  • High degree of comfort and fluency with computers and technology, and understanding of how technology is applied to business and regulatory problems
  • JD and an active membership and good standing with Bar of resident state and/or the California Bar or New York Bar


The interview process will include a phone screen with a recruiter and hiring manager and then a video interview with members on the legal team.

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What are Block Perks + Benefits

Block Benefits Overview

At Block, we want to provide you with benefits, perks, and offerings that empower you to make choices for your life and what matters to you. We understand the importance of having quality care. So, whatever stage of life you’re in, we offer coverage and plans to support total health — physical, mental, and financial — for you and your family.

Culture
Volunteer in local community
Partners with nonprofits
OKR operational model
Team based strategic planning
Open office floor plan
Employee resource groups
Employee-led culture committees
Hybrid work model
Flexible work schedule
Remote work program
Diversity
Dedicated diversity and inclusion staff
Mandated unconscious bias training
Diversity employee resource groups
Hiring practices that promote diversity
Diversity recruitment program
Health Insurance + Wellness
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Wellness programs
Mental health benefits
Wellness days
Abortion travel benefits
Financial & Retirement
401(K)
401(K) matching
Company equity
Employee stock purchase plan
Performance bonus
Pay transparency
Child Care & Parental Leave
Childcare benefits
Generous parental leave
Family medical leave
Adoption Assistance
Fertility benefits
Vacation + Time Off
Generous PTO
Paid holidays
Paid sick days
Flexible time off
Floating holidays
Bereavement leave benefits
Office Perks
Company-sponsored outings
Free snacks and drinks
Some meals provided
Company-sponsored happy hours
Onsite office parking
Relocation assistance
Fitness stipend
Professional Development
Job training & conferences
Lunch and learns
Promote from within
Mentorship program
Online course subscriptions available
Customized development tracks
Personal development training
Virtual coaching services
Apprenticeship programs

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