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Upstart

HQ
San Mateo, California, USA
Total Offices: 4
1,500 Total Employees
Year Founded: 2012
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Benefits at Upstart

Upstart is a digital-first company, which means that most Upstarters can live and work anywhere in the U.S. We also offer in-person work options from our offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City (opening Summer 2026).

At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
  • Health Savings Account contributions from Upstart for eligible plans
  • Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
  • Paid time off, sick and safe time, and company holidays
  • Paid family and parental leave to support caregiving and major life moments
  • Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources, including access to financial planning tools and a financial concierge service
  • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
  • Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
  • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).

    • Financial + RetirementChild Care + Parental LeaveOffice PerksProfessional DevelopmentHealth Insurance + WellnessCultureVacation + Time OffDiversity

    Financial + Retirement

    401(K)

    401(K) matching

    Company equity

    Employee stock purchase plan

    Performance bonus

    Pay transparency

    Child Care + Parental Leave

    Adoption Assistance

    Company sponsored family events

    Family medical leave

    Generous parental leave

    Return-to-work program post parental leave

    Fertility benefits

    Office Perks

    Company-sponsored outings

    Fitness stipend

    Free daily meals

    Company-sponsored happy hours

    Onsite office parking

    Recreational clubs

    Relocation assistance

    Free snacks and drinks

    Home-office stipend for remote employees

    Mother's room

    Professional Development

    Continuing education stipend

    Job training & conferences

    Mentorship program

    Online course subscriptions available

    Promote from within

    Lunch and learns

    Virtual coaching services

    Health Insurance + Wellness

    Dental insurance

    Disability insurance

    Flexible Spending Account (FSA)

    Health insurance

    Life insurance

    Vision insurance

    Wellness programs

    Mental health benefits

    Culture

    Flexible work schedule

    Open door policy

    Open office floor plan

    Remote work program

    Team based strategic planning

    OKR operational model

    Employee resource groups

    Employee-led culture committees

    Hybrid work model

    In-person all-hands meetings

    We have weekly company all-hands meetings via Zoom featuring company updates and Q&A with leads and founders. Teams also have in-person all-hands during onsite events at office locations.

    Vacation + Time Off

    Generous PTO

    Paid holidays

    Paid sick days

    Unlimited vacation policy

    Flexible time off

    Bereavement leave benefits

    Diversity

    Highly diverse management team

    Mandated unconscious bias training

    Diversity employee resource groups

    Hiring practices that promote diversity

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