Commercial Product Manager - Remote

We're Mobilitas, a commercial insurance company created by CSAA Insurance. Our mission is to reinvent commercial insurance in the mobility space by providing technologically advanced solutions for today’s way of doing business. At Mobilitas, we believe in what's possible, we use our inventive skills to create new opportunities - we're not chasing the status quo, we're chasing a shared vision. We’re looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance. We are actively hiring for a Commercial Insurance  Product Manager to join our large account product and underwriting team.

Your Work

• Evaluate established and start-up business accounts in rideshare, carshare, subscription auto, autonomous vehicle operations, and other emerging mobility and sharing economy markets.

• Determine account pricing based on risk attributes to attract and retain desirable business while meeting profitability targets.

• Analyze business financials, operations, inventory management, risk controls, employee training, and other key underwriting information.

• Collaborate with Forms, Legal, Finance and Claims teams to identify risk exposures and recommend appropriate insurance solutions.

• Contribute to the design and development of innovative insurance products.

• Assess underwriting profitability through analysis of loss runs, frequency and severity trends, and driver risk profiles.

• Monitor trends in the sharing economy and competitive landscape to develop solutions for emerging exposures.

• Build and maintain strong broker and client relationships, pursuing creative, client-focused strategies to drive new business opportunities.

• Engage regularly with executives, including negotiating with customers, influencing leaders, and representing the organization in strategic discussions.

Required Experience, Education, and Skills

• Bachelor’s degree or equivalent combination of education and experience.

• 5-8 years of commercial auto insurance experience.

• 3-5 years of commercial product management or underwriting experience

• Proven expertise in underwriting and product management for medium to large business accounts.

• Strong knowledge of commercial lines products, contract terms, and regulations related to the sharing economy, mobility or other related sector.

• Experience designing usage-based insurance products.

• Comprehensive understanding of the insurance product lifecycle, competitive landscape, pricing strategies, profitability drivers, regulatory requirements, and surplus lines regulations.

• Excellent interpersonal and influencing skills.

• Ability to thrive in a fast-paced environment with strong problem-solving and multitasking capabilities.

• Self-starter with a proactive approach to identifying and addressing opportunities and challenges.

What Would Make Us Excited About You

• Prior experience with additional commercial insurance lines such as general liability, reinsurance, excess liability, cargo, and property

• Expertise with alternative risk structures and risk financing including collateral and credit risk analysis, captive programs, fronting, etc

• End-to-end large account underwriting and account servicing experience

• CPCU certification or actuarial designation.

• Actively shapes our company culture (e.g., supporting employee resource groups, mentoring employees, volunteering, joining cross-functional projects) 

• Champions our cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.) 

• Demonstrates a company ownership mindset, thinking beyond boundaries of their own area  

• Travels as needed for role, including divisional / team meetings and other in-person meetings 

• Fulfills business needs, which may include investing extra time, helping other teams, etc 

Mobilitas Careers   

At Mobilitas, we’re proudly devoted to protecting our customers, our employees, our communities, and the world at large. We are on a climate journey to continue to do better for our people, our business, and our planet. Taking bold action and leading by example. We are citizens for a changing world, and we continually change to meet it.  

Join us if you… 

·       BELIEVE in a mission focused on building a community of service, rooted in inclusion and belonging. 

·       COMMIT to being there for our customers and employees. 

·       CREATE a sense of purpose that serves the greater good through innovation.   

Recognition: We offer a total compensation package, performance bonus, 401(k) with a company match, and so much more!  Read more about what we offer and what it is like to be a part of our dynamic team at careers.mobilitasinsurance.com

In most cases, you will have the opportunity to choose your preferred working location from the following options when you join us: remote, hybrid, or in-person. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us.

If a reasonable accommodation is needed to participate in the job application or interview process, please contact [email protected]

As part of our values, we are committed to supporting inclusion and diversity. We actively celebrate colleagues’ different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us. 

We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers’ evolving needs. 

Mobilitas is an equal opportunity employer.

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education. 

Must have authorization to work indefinitely in the US

Please note we are hiring for this role remote anywhere in the United States with the following exceptions:  Hawaii and Alaska.

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