Insurance Policy Forms Analyst

Location: Remote

NEXT’s mission is to help entrepreneurs thrive. We’re doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience. 

Simply put, wherever you find small businesses, you’ll find NEXT.

Since 2016, we’ve helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We’re backed by industry leaders in insurance and tech, and we still have room to grow — that’s where you come in.

We are looking for a skilled Insurance Policy Forms Analyst to join our team. In this role, you will primarily focus on compliance, regulatory filings, and policy language refinements for commercial property and casualty (P&C) insurance products. You will work closely with legal and product teams to ensure that all policy language adheres to regulatory requirements and company objectives. This role requires a keen eye for detail, strong analytical skills, and a deep understanding of commercial P&C insurance policy forms.

What You’ll Do:

• Develop and maintain policy forms and endorsements for commercial P&C insurance products, ensuring compliance with regulatory requirements.
• Analyze and interpret insurance regulations, statutes, and bulletins to ensure filings meet all applicable jurisdictional requirements.
• Draft and revise policy language to meet business needs and align with regulatory standards.
• Submit filings to state insurance departments, manage regulatory objections, and ensure timely resolution.
• Collaborate with legal, and product teams to ensure the accuracy and clarity of policy language and filings.
• Support implementation as needed, providing compliance guidance and ensuring consistency with filed and approved forms.
• Maintain documentation of product manual and form language revisions to support audits and ensure compliance

What We Need:

• Bachelor’s degree in insurance, business, law, or a related field preferred, or equivalent relevant experience.
• 3+ years of experience in insurance policy form drafting, compliance, or regulatory filings, particularly in commercial P&C lines.
• Proficiency with SERFF, Microsoft Word, Excel, Adobe, and GSuite.
• Experience working in an Insurtech or regulatory compliance-focused role.
• Familiarity with commercial insurance products and industry trends.
• AINS, CPCU, or other insurance-related certifications.
• Strong knowledge of ISO forms, proprietary forms, and state-specific regulatory requirements.
• Strong writing, editing, and analytical skills with attention to detail. Ability to interpret and apply insurance laws and regulations across multiple jurisdictions. Ability to effectively handle objections and negotiate approvals with regulators.
• Organizational Skills: Ability to manage multiple projects and deadlines while ensuring compliance with regulatory timelines.
• Collaboration: Ability to work independently and collaborate with colleagues within and across departments.

Unstoppable Qualities:

• Enthusiastic team player with a focus on collaboration in a remote environment.
• Self-starter, reliable, and adaptable to changes in a fast-paced environment.
• Thrives in a deadline-driven environment, balancing multiple projects while ensuring regulatory accuracy.
• Strong critical thinking skills, able to identify industry trends and proactively recommend improvements.
• Exceptional time management skills with the ability to prioritize and deliver quality work under pressure.