Insurance Product Analyst II, State Management - General Motors Insurance

Why General Motors Insurance?

Working at General Motors Insurance is a chance to help reinvent what insurance feels like for GM drivers — standing at the intersection of the larger GM enterprise and a growth business focused on safeguarding the GM consumer and their vehicles. Inside the enterprise, General Motors Insurance is a strategic growth initiative, which means your ideas directly shape the blueprint of an emerging business and its momentum.

Powered by unique insights from GM’s connected technology, you’ll transform vehicle and driving insights into a seamless, connected user experience that rewards safer driving and simplifies every step—from quote to policy servicing to claims.

You’ll collaborate across GM’s ecosystem of companies, build products and processes at the foundational phase of a rapidly scaling organization, and see your work land in the hands of real customers fast. It’s the kind of environment where curiosity and execution thrive together: experiment, iterate, and ship solutions that reduce the total cost of ownership while elevating confidence on the road. Most of all, you’ll contribute to a new enterprise business that’s creating tangible value for consumers nationwide — showing how insurance, when truly connected, can become a loyal companion to every GM journey.

This position will be posted until filled.

About the role   

The Insurance Product Analyst II, State Management performs analyses and tasks needed to support the State Management team's efforts to launch new states in a compliant manner and manage the growth and profitability of the auto insurance product in existing states. This individual will work under the direction of the AVP(s) and Manager(s) who lead the development and continuous improvement of the state insurance product (coverage, policy language, underwriting eligibility, pricing, operations/processes), execute any needed regulatory filings, and communicate business requirements to Technology and Operations. The Insurance Product Analyst will:

• Research regulatory/legislative issues, perform qualitative and quantitative competitive research, gather data, perform analyses, and pursue process improvements. 
• Support the development and execution of state product launches (forms/rules/rates/operations), which includes tasks such as research, competitive analysis, drafting filing documents, utilize SERFF, participating in user-acceptance testing 
• Help drive business results by tracking and analyzing key business metrics 
• Leverage data tools to create reports and visualizations 
• Investigate any known issues in rating or underwriting and help generate solutions 
• Research insurance industry data using tools such as S&P

What makes you an ideal candidate? 

• You possess a working knowledge of personal auto insurance operations 
• You have experience in utilizing quantitative approaches to generate sounds business analyses 
• You have the ability to retrieve and analyze data – to identify trends, indicate how well a product is performing in market, answer ad hoc business questions
• You can interpret competitor product offerings from regulatory filings, websites, and other sources and to research insurance laws and regulations 
• You are proficient with Microsoft Office Suite as well as database creation and manipulation programs (e.g., SQL) and business intelligence software
• You have experience or exposure to InsurQuote and/or Radar Base, programming languages such as R or Python are a plus
• You are an effective communicator (verbal and written), cross-collaborator and team member who can work effectively in a team environment and adapt to rapidly changing business and technological needs, with frequently changing priorities
• You enjoy meeting expected delivery dates and the tasks necessary to achieve objectives, managing multiple projects simultaneously and have strong organizational skills to prioritize work appropriately
• You have the ability to meet documentation standards and can demonstrate integrity while successfully managing work demands 

Education & Work Experience 

• High School Diploma or equivalent required 
• Bachelor’s Degree in Business, Finance, Math, Insurance or related field, or 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree required 
• 2+ years work experience in analytics (strong preference for personal lines insurance experience) required 

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.

Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Compensation: Competitive pay and bonus eligibility.

Work Life Balance: 100% remote

NOTE: We are unable to consider candidates who require visa sponsorship for this position

This position is not open to agency submissions

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The base range for this role is: $87.000 - $165.500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full time employees are eligible to participate in health benefits on day one of employment.