About Upstart
At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.
If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.
The Team:
Upstart’s Privacy and Data Governance Risk team is responsible for building and operating a scalable, risk-based privacy program that supports our AI-powered lending platform. The team partners closely with Engineering, Product, Data Science, Data Analytics,Information Security, Legal, and Compliance to ensure responsible data use, regulatory alignment, and privacy-by-design across Upstart’s products and machine learning lifecycle.
As the Manager of Privacy Compliance at Upstart, you will play a critical role in shaping and maturing the company’s privacy program. You will embed privacy controls into AI/ML systems, financial products, and data pipelines while enabling innovation and supporting compliance with complex financial and privacy regulations.
How you’ll make an impact
- Build, manage, and mature Upstart’s privacy program in alignment with consumer finance and privacy regulatory requirements.
- Partner with Product, Engineering, Data Science, Data Analytics, Legal, Security, and Compliance to embed privacy-by-design into AI models, underwriting workflows, data pipelines, and new product features.
- Lead privacy risk and impact assessments (DPRAs/PIAs/DPIAs) for new product launches, machine learning models, new data sources, consumer-facing financial products, and emerging technologies.
- Support privacy aspects of model governance, explainability, algorithmic fairness reviews, and data lifecycle management.
- Maintain enterprise privacy documentation, including records of processing activities, data flow diagrams, and system-of-record artifacts to support audits and regulatory expectations.
- Collaborate with Security and Compliance on data safeguards, access controls, vendor assessments, and privacy incident response activities.
Minimum Qualifications
- Bachelor’s degree in law, business, information systems, computer science, or related discipline (or equivalent experience).
- 5+ years of privacy, compliance, risk, or data governance experience within fintech, financial services, AI/ML, or other highly regulated environments.
- Strong working knowledge of:
- GLBA, FCRA, ECOA, CCPA/CPRA
- NIST Privacy Framework, ISO 27701
- Model governance and automated decision systems
- Experience conducting DPRAs/PIAs/DPIAs, managing privacy controls, and partnering with technical teams.
- Ability to translate regulatory requirements into actionable requirements for engineering and data science.
Preferred Qualifications
- Professional privacy certifications such as CIPP/US, CIPM, or CIPT.
- Experience supporting credit decisioning, lending, underwriting, fraud prevention, or financial operations.
- Familiarity with model governance, automated decision systems, and AI/ML lifecycle processes.
- Experience supporting regulatory examinations, internal audits, or external audits.
- Knowledge of modern cloud architectures, data platforms, machine learning tooling, and generative AI
Position location This role is available in the following locations: Remote
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
#LI-REMOTE
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At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
What you'll love
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
- Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
- Health Savings Account contributions from Upstart for eligible plans
- Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
- Paid time off, sick and safe time, and company holidays
- Paid family and parental leave to support caregiving and major life moments
- Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
https://www.upstart.com/candidate_privacy_policy
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