Personal Lines Producer

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Brown & Brown is seeking a Personal Lines Producer to join our growing team in Seattle, WA!

The Personal Lines Producer will have the opportunity to drive personal lines account sales through prospecting, relationship building, and delivering tailored insurance solutions. This role includes developing market plans, identifying and qualifying prospects, conducting risk reviews, and presenting proposals that meet client needs. Responsibilities also include coordinating with Account Managers, managing renewals, and maintaining compliance with carrier guidelines while staying current on industry trends and continuing education requirements.

How You Will Contribute: 

• Create a market plan with direction and assistance from Agency management.
• Continually identify and locate prospects based upon the market plan.
  • Contact prospects by personal visits, over the telephone, and by direct mail
  • Determine expiration dates plus present scope of insurance coverage
  • Determine the prospect's needs and wants
  • Qualify a prospect for both eligibility and acceptability (to include financial, health, stability, and profitability)
• Create Prospecting Reports, as requested by Sales Manager/PCL.
• Provide Clients/Prospects with a complete risk review.
  • Defines exposure analysis
  • Flow analysis
  • Contact analysis
  • Financial review as permitted by client/prospect
  • Current policy analysis
  • Present proposals ensuring company minimum limits are maintained and follows-up with client/prospect
  • Gather all information necessary for complete submissions to Carriers
• Consistently have insured sign applications and collects deposits as appropriate.
• Review up-coming expiration list and notifies AM of appropriate renewal directions.
• Review expirations and attends monthly renewal meeting with client, collecting necessary information and reviewing ICR.
• Review endorsement, claim, audit and cancellation notices when sent by AM.  Notifies AM of action desired in a timely fashion.
• Responsible for Late Audit amounts for his/her accounts (must pursue or return to carrier for agency credit).
• Assist AM and others with contacting clients as requested.
• Responsible for timely completion of the ICR and coverage adequacy of all written accounts.
• Comply with carrier binding authority.
• Responsible for using time effectively towards obtaining production goals (This will include numerous evenings and “off hours’ when prospecting is most effective - Flexibility in hours is understood).
• Manage & maintains individual Washington Insurance License by attending appropriate CE classes.
• Enroll in technical and sales training studies on an “on-going” basis. 
• Keep abreast of developments in the marketplace, including product line offerings, and changing insurance consumer trends and needs.

Licenses and Certifications:

• Current Washington State Insurance License and appropriate Non-Resident Licenses or obtain within 6 months of employment
• Professional designation (ACSR, CIC, CPCU, CISR) (Preferred)

Skills & Experience to Be Successful:

• Two (2) years of successful sales experience 
• Valid Driver’s License
• College Degree (Preferred)
• Working knowledge of MS Office (Word, Excel, Outlook)
• Prior successful sales experience in Personal, Commercial, Tribal, and/or Employee Benefits Insurance Industry (Preferred)
• Experience with Agency Management Software Systems (Preferred)
• This position requires routine or periodic travel which may require the teammate to drive their own vehicle or a rental vehicle.  Acceptable results of a Motor Vehicle Record report at the time of hire and periodically thereafter, and maintenance of minimum acceptable insurance coverages are a requirement of this position

#LI-AFZ

Pay Range

The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance  
• Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement 
• Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. 

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. 

The Power To Be Yourself  

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.