Product Manager, Invest

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

• Be a product leader for our Invest product, driving growth initiatives and building 0->1 features.

• Have significant ownership of key metrics and business outcomes.

• Drive a best in class experience through close collaboration with cross-functional teams and vertical product leaders.

• Leverage data and insights to optimize user journeys, boost engagement, and reduce friction.

• Navigate complex product and regulatory concepts into clear, compelling experiences.

• Lead A/B testing strategies to optimize content, offers, timing/cadence, and audience segmentation.

• Collaborate with cross-functional partnerships with Product, Analytics, Creative, Marketing Ops, and Legal.

• Work with Analytics to monitor performance and uncover insights, turning data into action across product and marketing strategies.

• Deeply understand the Invest customer and industry, creating new and novel products in the space.

• 4–10 years of experience in product management, with deep domain expertise in brokerage, trading, or crypto.

• Proven success in 0→1 product launches and multi-channel growth programs with measurable revenue impact.

• Strong cross-functional leadership and stakeholder management skills.

• Comfort navigating regulated environments (FINRA, SEC, etc.) and translating that understanding into a simple and delightful experience.

• Strong understanding of audience segmentation, personalization, and behavioral targeting.

• Proven experience developing and executing A/B tests, experiments, and iteration roadmaps.

• Excellent cross-functional collaboration skills; you’ve worked closely with Product, Analytics, Design, Legal, and Ops teams.

• Ability to think both strategically and tactically, comfortable owning big ideas and rolling up your sleeves to execute.

• Ability to operate in the gray. You're comfortable navigating ambiguity, making informed decisions without perfect information, and adapting quickly as strategies evolve.

• Structure to open-ended problems and thrive in fast-paced environments where priorities shift and clarity must often be created, not found.

• A bias for action, a growth mindset, and a deep passion for improving the customer experience

• Experience with reporting tools (e.g., Databricks, Tableau, Amplitude) and translating data into recommendations.

• Drive and proactivity - everyone here is a builder and executor.

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].