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SoFi

Senior Credit Strategy Analyst / Senior Data Scientist

Sorry, this job was removed Sorry, this job was removed at 04:09 p.m. (PST) on Thursday, May 29, 2025
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Remote or Hybrid
2 Locations
Easy Apply
Remote or Hybrid
2 Locations

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Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Social Finance, LLC seeks Senior Credit Strategy Analyst/ Senior Data Scientist in
Frisco, TX:

Job Duties: Analyze and evaluate data to develop and propose value-added credit risk
strategies and models for SoFi’s lending products, including Personal Loan, Student
Loan Refinance, Private Student Loan, and Credit Card. Develop and implement
personal loan underwriting and loan amount assignment strategies that meet our risk
appetite, conducting the fair lending testing for the underwriting strategies, monitoring
and analyzing the risk trends within the portfolio to provide insights and
recommendations for strategy enhancement opportunities. Collaborate with cross-
functional teams such as Business Units, Capital Markets, Product and Engineering,
and use business knowledge and quantitative and analytical skills to drive revenue,
control risk, and provide value to the company and consumers. Possess a data-driven
analytics background and the strategic acumen to direct a function that draws strategic
insights from data using database and statistical analysis tools to inform decisions and
support SoFi’s overarching strategic goals relative to loss prevention and profit
optimization. Telecommuting is an option. Some travel to Sofi offices may be required.

Minimum Requirements: Master’s degree (or its foreign degree equivalent) in Computer
Science, Data Science, Business, Business Analytics, or a related quantitative
discipline, and four (4) years of experience in the job offered or in any occupation in
related field, OR Bachelor’s degree (or its foreign degree equivalent) in Computer
Science, Data Science, Business, Business Analytics, or a related quantitative
discipline, and six (6) years of progressively responsible experience in the job offered or
in any occupation in related field.

Special Skill Requirements: (1) SQL; (2) Python; (3) Decision Trees; (4) Credit
strategy/Fraud strategy; (5) Financial analysis; (6) Data analysis; (7) Tableau; (8) AWS.
Any suitable combination of education, training and/or experience is acceptable.
Telecommuting is an option. Some travel to Sofi offices may be required.

Salary: $180,000.00 - $207,000.00 per annum.

Submit resume with references to: Req.# 24-146098 at: ATTN: HR,
jobadverts@sofi.org.

Application Deadline: 6/6/2025


#LI-DNI

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

SoFi Seattle, Washington, USA Office

The office is located in Pike Tower, just five blocks from Pike Place Market, and houses some of our Engineering, Design, and Product teams - including engineers, product managers, and other technical functions.

What you need to know about the Seattle Tech Scene

Home to tech titans like Microsoft and Amazon, Seattle punches far above its weight in innovation. But its surrounding mountains, sprinkled with world-famous hiking trails and climbing routes, make the city a destination for outdoorsy types as well. Established as a logging town before shifting to shipbuilding and logistics, the Emerald City is now known for its contributions to aerospace, software, biotech and cloud computing. And its status as a thriving tech ecosystem is attracting out-of-town companies looking to establish new tech and engineering hubs.

Key Facts About Seattle Tech

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  • Funding Landscape: $3.1 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Madrona, Fuse, Tola, Maveron
  • Research Centers and Universities: University of Washington, Seattle University, Seattle Pacific University, Allen Institute for Brain Science, Bill & Melinda Gates Foundation, Seattle Children’s Research Institute
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