Senior Software Engineer

About Us 

At eCapital, we help businesses across North America and the U.K. access the capital they need to grow. A steady cash flow can change the course of a business, and through our Commercial Finance, Freight Factoring, and ABL divisions, we provide funding solutions to 80+ industries. We were named to the Inc. 5000 Fastest Growing Company list in 2024, recognized as a 'Great Place to Work' by the Secured Finance Network, and celebrated as a 'Most Innovative Company' by ABF Journal. 

The Opportunity 

We're looking for a Senior Software Engineer to join our global engineering team of 50+ engineers. You'll serve as a Tech Lead, taking ownership of complex systems that power our financial services platform using Go, .NET, microservices on Kubernetes, and PostgreSQL/MSSQL. Beyond building, you'll design system architectures, mentor other engineers, and help shape how we deliver software. This is a role for someone who wants to drive impact, not just contribute. 

What's In It For You 

AI-Native engineering. We're building an AI-Native engineering culture where AI is embedded across the entire development lifecycle, from discovery through deployment. You'll work with spec-driven workflows, AI agents as collaborators, and tools like GitHub Copilot and Claude Code. This is a chance to be at the forefront of how software engineering is evolving. 

Ownership and influence. You'll own significant parts of our platform and have real influence over technical direction. Our teams are collaborative and self-directed, and senior engineers are expected to shape how we approach problems, not just solve them. 

Room to grow. We're a fast-growing fintech company with clear paths to Staff Engineer and engineering leadership. You'll work alongside experienced architects while building your career in an environment that rewards initiative and impact. 

What You Will Do 

• Design system and software architectures for full-stack fintech solutions 

• Lead technical design decisions and drive architectural improvements across the platform 

• Develop large-scale solutions for data processing and storage 

• Mentor junior and intermediate engineers, helping them grow technically and professionally 

• Own complex projects from conception through delivery 

• Work within AI-Native workflows: define problems clearly, provide context to AI agents, steer solutions, and verify outcomes 

• Strategize on emerging technologies and communicate recommendations to leadership 

• Collaborate with product, data, and infrastructure teams to deliver reliable solutions 

What You Bring 

• Bachelor's degree in Computer Science or a related field 

• Demonstrated expertise in software engineering with 7+ years of professional experience 

• Proven track record of owning and delivering complex projects 

• Frontend development skills with one or more popular frameworks (React, Angular, Vue, etc.) 

• Backend development skills with one or more common stacks (Golang, .NET, Java, etc.) 

• Familiarity with microservices architecture and distributed systems 

• Familiarity with relational databases (MySQL, Postgres, etc.) 

• Strong communication skills 

Nice to Have 

• Master's degree in Computer Science or a related field 

• Experience with Golang, React, MySQL, Swagger 

• Experience with eventing architectures and/or Knative. 

• Experience with financial services, payments, and loan management. 

• Experience with AI-assisted development tools 

• Experience with containerization and orchestration (Docker, Kubernetes) 

• Experience with cloud platforms (AWS, Azure, or GCP) 

• Experience mentoring other engineers 

What We Bring 

• $120,000 - $160,000 Annually  

• Annual Bonus Incentives 

• Remote Role 

• PTO 

• Health, Dental, and Life Benefits 

• 401K Matching 

• Abundant professional development opportunities at a growing and thriving Fintech company! 

eCapital Culture: 
At eCapital, we're not just a funding provider—we're a strategic partner built for what's next. Our culture is defined by innovation, scalability, and personalized service. We value: 

• Agility: We adapt quickly to changing market conditions and customer needs. 

• Relationships: We put our clients' needs at the center of everything we do, and we believe the best results come from diverse teams working together. 

• Accountability: We hold ourselves to the highest standards in all aspects of our work. 

• Innovation: We constantly push boundaries to create better solutions for our clients. 

We offer a dynamic work environment where you'll have the opportunity to make a significant impact on our business and the SMBs we serve. Join us in revolutionizing how businesses access and manage capital in the digital age. 
 
eCapital values diverse experiences and backgrounds. We encourage all qualified candidates to apply, regardless of race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status. 
 
AI Statement 
eCapital uses AI-enabled tools within our applicant tracking system to support resume screening by comparing qualifications to job requirements. Final hiring decisions and resume reviews are always conducted by our recruiters. 
 
Vacancy Type: Addition