Affirm Logo

Affirm

Staff Software Engineer, Fullstack (Card Experiences)

Posted An Hour Ago
Be an Early Applicant
Easy Apply
Remote
Hiring Remotely in United States
204K-290K Annually
Senior level
Easy Apply
Remote
Hiring Remotely in United States
204K-290K Annually
Senior level
Staff Software Engineer responsible for technical strategy, scalable full-stack systems, team operations, reliability, monitoring, code quality, and talent development. The role involves building customer-facing card experiences and backend services using Python or Kotlin, AWS, MySQL, Spark, Kubernetes, and React-based frameworks. The engineer will own features end to end, collaborate cross-functionally, manage technical risks and trade-offs, support on-call health, and apply AI safely to improve development and customer experiences.
The summary above was generated by AI

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

The Card Experiences team builds the product surfaces that make the Affirm Card feel simple and trustworthy. We own the cardholder journey from the moment a card is ordered to every time it's used. Our work spans the full stack: customer-facing web and mobile experiences and the backend services behind them. You'll work closely with product, design, risk, and operations partners to turn customer pain points into shipped improvements, and use data to measure their impact. You'll own features end to end, from shaping the problem to launching and monitoring in production, and you'll help raise the bar on reliability and on-call health. AI is central to how we work. We use it to build faster, to improve the quality of what we ship, and to create smarter, more helpful customer experiences. We lead from the front on adopting it, while holding a high bar on security and craft. A card is a high-trust product, so speed never comes at the expense of quality. If you want to help change how people plan their purchases, with a customer-first mindset and an eye for both speed and craft, we'd love to meet you.
What You'll Do

  • You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
  • You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
  • You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
  • You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
  • You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
  • You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

  • This is a full stack role. You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
  • You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.
  • You have a total of 8+ years of experience as a software engineer.
  • You are proficient in developing web apps using declarative UI frameworks like React Native or React or Vue.
  • You are proficient in designing, developing and launching systems at scale.
  • You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.
  • You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
  • You think AI first and an adopter of latest technologies. You identify trends and safely apply them to the work.
  • Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
 

Base Pay Grade - P

Equity Grade - 13

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA Pacific base pay range (CA, WA, NY, NJ, CT): $230,000 - $290,000

USA Sapphire base pay range (all other U.S. states): $204,00 - $264,000 

 
 #LI-Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Similar Jobs at Affirm

4 Days Ago
Easy Apply
Remote
United States
Easy Apply
164K-245K Annually
Senior level
164K-245K Annually
Senior level
Big Data • Fintech • Mobile • Payments • Financial Services
Leads and develops a team of Sales Engineers while participating in enterprise technical sales, API integration discussions, solution presentations, and merchant onboarding. Builds, tests, and troubleshoots integrations; coaches teams on AI development tools; collaborates with Engineering, Product, and Revenue; translates merchant challenges into product improvements; and maintains relationships with technical and business stakeholders.
Top Skills: Ai Development ToolsAPIsSandbox Environments
4 Days Ago
Easy Apply
Remote
United States
Easy Apply
236K-325K Annually
Senior level
236K-325K Annually
Senior level
Big Data • Fintech • Mobile • Payments • Financial Services
Architect and operate Affirm’s large-scale Amazon EKS compute platform, including cluster lifecycle, node management, autoscaling, shared components, infrastructure automation, workload safety policies, observability, cost and capacity optimization, and self-service workflows. The role drives technical strategy, mentors engineers, partners cross-functionally, and participates in on-call incident response.
Top Skills: Amazon EksArgocdAWSCi/CdCluster AutoscalerCorednsEc2GitopsGoIamInfrastructure As CodeKarpenterKube ProxyKubernetesMetrics ServerOpa/GatekeeperPythonSpaceliftTerraformVpcVpc Cni
4 Days Ago
Easy Apply
Remote
United States
Easy Apply
101K-165K Annually
Senior level
101K-165K Annually
Senior level
Big Data • Fintech • Mobile • Payments • Financial Services
Lead annual and mid-year compensation cycles, manage project planning and communications, conduct market and workforce analyses, support incentive compensation programs, maintain job architecture in Workday, and advise stakeholders on compensation structures and programs. The role partners closely with People, Technology, Business, and Compensation teams while developing data-driven recommendations and maintaining competitive rewards frameworks.
Top Skills: Google SheetsGoogle SlidesPaveRadford Global Compensation DatabaseSigma DashboardsWorkday

What you need to know about the Seattle Tech Scene

Home to tech titans like Microsoft and Amazon, Seattle punches far above its weight in innovation. But its surrounding mountains, sprinkled with world-famous hiking trails and climbing routes, make the city a destination for outdoorsy types as well. Established as a logging town before shifting to shipbuilding and logistics, the Emerald City is now known for its contributions to aerospace, software, biotech and cloud computing. And its status as a thriving tech ecosystem is attracting out-of-town companies looking to establish new tech and engineering hubs.

Key Facts About Seattle Tech

  • Number of Tech Workers: 287,000; 13% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Amazon, Microsoft, Meta, Google
  • Key Industries: Artificial intelligence, cloud computing, software, biotechnology, game development
  • Funding Landscape: $3.1 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Madrona, Fuse, Tola, Maveron
  • Research Centers and Universities: University of Washington, Seattle University, Seattle Pacific University, Allen Institute for Brain Science, Bill & Melinda Gates Foundation, Seattle Children’s Research Institute

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account