OppFi white logo with blue background

OppFi

HQ
Chicago
450 Total Employees
Year Founded: 2012

OppFi Company Growth, Stability & Outlook

What People Are Saying About OppFi

  • Strong Revenue Growth: Revenue reached record levels in 2025 and again in Q1 2026. Management increased 2026 guidance to about $650–$675M, signaling continued top-line growth.
  • Profitability: GAAP net income hit a company record in 2025 and rose sharply year over year to $54.0M in Q1 2026. The company also reported record adjusted net income for full‑year 2025.
  • Market Expansion: A definitive agreement to acquire BNCCORP (BNC National Bank) positions the company to become a bank holding company, enabling geographic expansion and product diversification. The move is also intended to reduce reliance on third‑party bank partners.