Deposit and Payment Processing Specialist

Imagine being the backbone of BECU’s payment and deposit operations. In this role, you’ll ensure every transaction flows seamlessly, safeguarding accuracy and compliance while supporting our members’ financial journeys. Your expertise will keep critical processes running smoothly—from ACH and wire transfers to check clearing—making you an essential part of our success story. Your attention to detail and problem-solving skills will directly impact member satisfaction and operational excellence.

Please Note***:

• Champion Accuracy: Process deposits, payments, and wire transfers with precision, ensuring every transaction meets regulatory and internal standards.
• Master the Details: Operate imaging systems to capture and process checks and remittance documents for multiple work types.
• Keep Things Moving: Ensure ACH transactions, wire transfers, and internal investments are completed within strict timeframes set by the Federal Reserve.
• Solve Problems Fast: Investigate and resolve discrepancies, exceptions, and out-of-balance conditions to maintain smooth operations.
• Collaborate and Communicate: Respond promptly to member inquiries and maintain clear communication with financial institutions regarding cash letters and returns.
• Protect What Matters: Maintain secure, systematic records and documentation for all transactions.
• Stay Ahead of Compliance: Apply your knowledge of NACHA, Federal Reserve, and NWCHA rules to ensure every process aligns with regulations.
• Grow Your Expertise: Continuously learn and adapt to evolving payment systems and regulations while supporting additional duties as needed.

This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.

• Impactful Work: Your efforts will directly influence member satisfaction and operational success.
• Skill Development: Expand your expertise in ACH, wire transfers, and payment systems.
• Career Growth: Opportunities to advance within BECU’s dynamic financial operations team.
• Collaborative Culture: Join a team that values innovation, accuracy, and continuous improvement.
• Purpose-Driven Environment: Work for a credit union that prioritizes members over profits.

Minimum Qualifications:

• High school diploma or equivalent.
• Typically two years of experience in a financial institution with operational experience such as data entry, item processing, reconciliation, fraud identification or related experience.
• PC and 10-key skills with the ability to learn new software.
• Verbal and written communication skills in English.
• Ability to perform multiple responsibilities with a high degree of accuracy.
• Full-time hours required, with additional hours as necessary.

Desired Qualifications:

• Typically one year of experience processing ACH and Wires.
• Continuing education, including courses and seminars pertaining to ACH and check clearing processes and regulations.
• Excellent organizational skills.
• Good analytical, research, and problem-solving skills.

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.