The Payments Business Analyst gathers requirements, analyzes payment flows, defines API and integration specifications, and supports payment integrations with banks, gateways, and fintech partners. The role coordinates with product, engineering, compliance, and business stakeholders; documents transaction rules and reconciliation processes; supports testing and issue resolution; and ensures payment solutions meet regulatory, risk, privacy, and operational standards.
This is a remote position.
The Payments Business Analyst will bridge business, product, compliance, and engineering teams to deliver secure, efficient, and scalable payment solutions. The role focuses on requirements gathering, payment flow analysis, integration support, and ensuring alignment with regulatory and operational standards.
Key Responsibilities
- Gather and document business requirements for payment products and solutions.
- Analyze end-to-end payment flows including collections, disbursements, and settlements.
- Define functional specifications for payment APIs and integrations.
- Work with Product Managers and Engineers to design payment system workflows.
- Support integration with banks, payment gateways, and fintech partners.
- Identify and document business rules for transaction processing and reconciliation.
- Assist in testing, UAT, and validation of payment functionalities.
- Ensure compliance with relevant payment regulations and standards.
- Support issue resolution related to payment processing and transaction failures.
- Collaborate with stakeholders to improve payment efficiency and user experience.
Required Qualifications
- Bachelor’s degree in Business, Finance, Computer Science, or related field.
- 3–6 years of experience as a Business Analyst, preferably in payments or fintech.
- Strong understanding of payment systems and digital financial services.
- Experience working in Agile environments.
- Ability to translate business needs into technical requirements.
- Strong analytical, documentation, and stakeholder management skills.
- Good understanding of system integrations and APIs.
Technical & Functional Expertise
- Financial regulations (AML, KYC, CBN guidelines, GDPR, etc.)
- Risk & compliance frameworks
- Regulatory reporting and audit processes
- Policy development and governance frameworks
- Data privacy and cybersecurity regulations
- Fintech and digital payments compliance
- Cross-border regulatory understanding
- Product compliance integration (working with engineering/product teams)
Similar Jobs
Artificial Intelligence • Fintech • Insurance • Marketing Tech • Software • Analytics
Handle inbound calls and warm leads, consult customers on insurance needs, recommend appropriate coverages, and convert prospects into policyholders. Representatives receive paid training and licensing support, work remotely, and follow a schedule including one weekend day. The role requires strong communication, persuasion, organization, PC proficiency, and a Property & Casualty license after hire.
Top Skills:
PcWired High-Speed Internet
Automotive • Professional Services • Software • Consulting • Energy • Chemical • Renewable Energy
Leads GMP and quality system audits across manufacturing sites, farms, and processing facilities. Assesses compliance with pharmaceutical, supplement, medical device, cosmetics, food safety, and client standards; prepares detailed reports; mentors auditors; leads complex audits; and manages audit schedules and expenses. Requires frequent international and regional travel, strong analytical and communication skills, relevant credentials, and at least four years of related experience.
Top Skills:
21 Cfr 11121 Cfr 210/21121 Cfr 820CpgpCqaGfsiGmpIrcaIso 22716ExcelMicrosoft WordPcqiRabqsaRac
Aerospace • Information Technology • Software • Cybersecurity • Design • Defense • Manufacturing
Performs third-shift maintenance, repair, and construction work for plant and office facilities. Troubleshoots 480V three-phase electrical systems, plumbing, HVAC, and facility equipment; responds to trouble calls; performs drywall, painting, flooring, ceiling, lighting, custodial, and related repairs. Inspects plant-support equipment, records operating readings, interprets blueprints and schematics, uses hand and power tools, and may mentor or train peers.
Top Skills:
480V Three-Phase Electrical SystemsAir CompressorsBoilersExcelHvacMS OfficeMroPlumbingPowerPointScrubbersVacuum PumpsWaste Treatment EquipmentWord
What you need to know about the Seattle Tech Scene
Home to tech titans like Microsoft and Amazon, Seattle punches far above its weight in innovation. But its surrounding mountains, sprinkled with world-famous hiking trails and climbing routes, make the city a destination for outdoorsy types as well. Established as a logging town before shifting to shipbuilding and logistics, the Emerald City is now known for its contributions to aerospace, software, biotech and cloud computing. And its status as a thriving tech ecosystem is attracting out-of-town companies looking to establish new tech and engineering hubs.
Key Facts About Seattle Tech
- Number of Tech Workers: 287,000; 13% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Amazon, Microsoft, Meta, Google
- Key Industries: Artificial intelligence, cloud computing, software, biotechnology, game development
- Funding Landscape: $3.1 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Madrona, Fuse, Tola, Maveron
- Research Centers and Universities: University of Washington, Seattle University, Seattle Pacific University, Allen Institute for Brain Science, Bill & Melinda Gates Foundation, Seattle Children’s Research Institute
