Top Risk Management Jobs in Seattle, WA

Leads enterprise risk management and Partner Oversight for Remitly’s global disbursement network. Responsibilities include partner due diligence, AML/CFT and sanctions screening, licensing and beneficial-ownership reviews, country risk assessments, periodic monitoring, governance reporting, issue escalation, resiliency planning, and team leadership. The role manages the Partner Oversight team, presents risks to senior leadership, participates in partner engagements, and partners with Data and Engineering to improve processes and automate controls.

Leads payment fraud risk operations by analyzing transactions and customer signals, making risk-based decisions, identifying emerging fraud patterns, and improving controls, models, workflows, and remediation. Partners with Engineering, Data Science, Customer Support, and Operations on incident resolution, root-cause analysis, KPI management, process improvement, governance, training, and scalable fraud-prevention strategies.

Manages YPO’s enterprise risk management program, including the risk register, KRI framework, dashboards, control library, governance, policy advisory, and risk communications. Evaluates control design, advises leaders on remediation, coordinates with Internal Audit, reviews vendor insurance requirements, and supports compliance across global functions. The role requires independent execution, stakeholder influence, strong analytical judgment, and approximately 5% domestic and international travel.

Credit Risk Manager responsible for credit decisioning frameworks, offer and verification strategies, portfolio management, model performance, and risk optimization. Uses SQL, Python, Excel, predictive modeling, segmentation, and large datasets to improve approval outcomes, portfolio quality, profitability, and funnel performance. Partners with underwriting, finance, product, and data teams to translate analytics into business decisions. Requires 5–8 years of credit risk analytics experience, preferably in small business lending.

Leads the Credit Risk Review Strategic Insights Team, overseeing operating model design, strategic planning, risk-based coverage, KPIs, quality programs, governance, regulatory readiness, executive reporting, technology and AI enablement, and multidisciplinary team development. Applies commercial and consumer credit expertise to transform risk-review processes, tools, controls, and reporting while serving as a key liaison to senior management, regulators, auditors, and the Board.

Manages and enhances the organization’s risk management program through complex risk assessments, policy oversight, variance and trend analysis, risk reporting, issue resolution, and escalation. The role works cross-functionally, supports independent assessments, develops risk processes and procedures, and serves as a subject matter expert in a designated risk discipline.

Leads actuarial risk adjustment work for ACA health insurance, including risk score and morbidity forecasting, financial close support, reporting and forecast model development, transfer estimates, performance analysis, audits, internal controls, automation, documentation, stakeholder collaboration, and analyst onboarding.

Leads enterprise and project risk management across construction operating companies. Advises executives on risk appetite, contract allocation, insurance, risk financing, major pursuits, and high-risk projects. Oversees risk assessments, scenario analysis, mitigation modeling, governance, predictive reporting, dashboards, and risk culture initiatives. Builds relationships with brokers, insurers, and senior stakeholders while mentoring a Risk Analyst and advancing enterprise risk frameworks.

Own post-underwriting risk management across live merchant portfolios. Monitor transaction activity, fraud, chargebacks, disputes, refunds, and processing trends; investigate unusual patterns; recommend reserves, holds, limits, monitoring, and remediation; and provide data-driven recommendations to Payments leadership. Improve risk alerts, workflows, dashboards, and automation while collaborating with underwriting, compliance, product, engineering, operations, and client success.

Develop and execute credit risk strategies for consumer loan portfolios, analyzing bureau, cash flow, and behavioral data to improve losses, receivables, and revenue. Build datasets, dashboards, and monitoring infrastructure using SQL and analytical tools; forecast strategy impacts; support regulatory reviews, audits, and board reporting; ensure policy compliance; communicate underwriting changes; and lead independent analyses and projects. May supervise associates.

Manages credit risk due diligence and field examinations for specialty lending, securitization, asset-based lending, and related financial transactions. Supervises and develops staff, reviews engagement deliverables, ensures quality control, manages client relationships and budgets, supports business development, and advises clients on industry trends and solutions. Requires CPA certification, public accounting or related experience, supervisory experience, and travel based on client needs.

Leads the high-risk customer review team conducting enhanced due diligence under BSA/AML requirements. Manages analysts, workload planning, performance metrics, quality control, escalations, process improvements, audit and exam support, and reporting. Partners with business units to assess customer risk, investigate financial crime red flags, and support appropriate referrals. Requires five or more years of BSA/AML compliance experience, high-risk customer EDD expertise, people leadership, and a bachelor’s degree.

Build and operate Alpaca’s liquidity risk infrastructure, including daily and intraday liquidity reporting, data pipelines, monitoring, alerting, controls, and stress testing. Develop deterministic and Monte Carlo liquidity models, support SEC and FINRA reporting, assess funding and settlement risks, and provide analysis for Treasury, Risk, regulatory, and management stakeholders. Partner cross-functionally on new products, margin systems, governance, and risk controls.

Design insurance pricing, reserving, forecasting, and portfolio-risk scenarios for AI model training. Create actuarial analyses and reference answers, evaluate AI outputs for quantitative and methodological accuracy, identify unsupported assumptions and errors, and provide structured feedback. The role requires explaining actuarial methods and business implications to technical and nontechnical audiences while participating in calibration and onboarding sessions.

Leads fiduciary risk, compliance, governance, audit, examination, vendor, and control oversight for the WM&AS division. Aggregates risk information, identifies trends and control gaps, manages enterprise issue tracking, prepares executive and committee reporting, coordinates remediation and examination readiness, and oversees compliance staff and analysts. Partners with corporate risk, legal, audit, operations, investments, and fiduciary teams while driving governance and control improvements.

Manage credit risk strategies for HELOC and secured lending portfolios. Refine underwriting policies, analyze loan performance and credit losses, develop valuation and predictive models, identify customer segments, and design portfolio monitoring frameworks. Partner with Capital Markets, Product, Engineering, Data Science, Fraud, Legal, and Compliance to test and implement risk changes, ensure regulatory adherence, support growth initiatives, and communicate underwriting performance to investors and executives.

Lead enterprise-wide compliance and financial-crime risk assessments, evaluate controls and residual risk, produce executive reports, partner with MLROs/CCOs globally, drive transaction monitoring and customer risk scoring coverage, update geographic risk ratings, develop threat assessment frameworks, and pioneer AI-powered automation while maintaining human oversight.

Lead and grow a model risk and governance team, set strategy, and run model validation, performance and drift monitoring, fair-lending assessments, governance documentation, model inventory, and change management. Own customer and regulator-facing governance relationships, prepare validation reports, track remediation, balance strategic roadmap with operational demands, and perform hands-on technical work as needed.

Leads strategic planning, budgeting, forecasting, and financial analysis for the risk exchange platform. Partners with finance, accounting, actuarial, and distribution teams; analyzes operational and insurance results; prepares management reporting; supports monthly close; and presents insights to senior leadership. Drives Pigment planning-platform adoption and improves FP&A processes through AI, automation, documentation, and digital tools.

Own the operational risk discipline within the enterprise risk program. Responsibilities include designing the operational risk framework, managing loss events, running RCSA assessments, conducting scenario analysis, testing controls, supporting Engineering incident reviews, tracking remediation, and preparing risk reporting for the CRO, Risk Committee, and board.